Small Businesses See Significant Gains from the ACA

New report shows uninsured rates have dramatically decreased among small business owners and employees and small business healthcare costs have stabilized under the ACA.

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Recent Developments

On December 28, Small Business Majority submitted comments to the Internal Revenue Service regarding proposed regulations for the operation of Opportunity Zones, a new program designed to increase investment in low- and moderate-income communities. Small Business Majority's comments emphasized the need for improvements to the regulations to ensure they benefit Main Street small businesses.

Read the full comments »

On December 26, Small Business Majority submitted comments to the U.S. Departments of the Treasury, Labor and Health and Human Services regarding proposed changes to regulations governing the use of health reimbursement arrangements (HRA). The comments argued that HRAs should not be expanded to allow for use in purchasing coverage through association health plans (AHPs) or short-term insurance plans, as these plans do not offer quality coverage and destablize insurance marketplace for other small business owners and their employees. 

Read the full comments »

On Thursday, November 29, Small Business Majority Northern California Director Mark Herbert, along with small business owners Christin Evans and Lorenzo Harris, spoke at press events in San Francisco and Sacramento to kick off a new retirement program called CalSavers. These events were part of a statewide series that helped spread the word about a new retirement savings program that will level the playing field for the many California small businesses that don’t have the resources to help their employees access retirement options. Through CalSavers, businesses with five or more employees that don’t already offer a retirement option will facilitate access to a retirement savings program without any administrative headaches or fees.

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On November 29, CEO John Arensmeyer co-moderated a discussion about removing barriers to entrepreneurship at the NewDEAL Annual Leaders Conference.

On Friday, November 16, Small Business Majority Vice President for National Outreach David Chase spoke on a panel at the National Association of Insurance Commissioners Annual Conference. He spoke about a recent rule change from the Department of Labor to allow for the creation of Association Health Plans (AHPs), which will harm small businesses by creating separate risk pools and raising costs in the small group marketplace. 

On November 14, Small Business Majority submitted comments to the Office of Comptroller of the Currency regarding a proposed rule amending regulations for the Community Reinvestment Act. The letter provides feedback and suggestions to strengthen the proposed rule in order to better stimulate small business lending. 

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On November 7, LaJuanna Russell, founder and president of Business Management Associates, Inc. and Chair of Small Business Majority's Board of Directors, testified before the District of Columbia City Council Committee on Health on measures being considered to improve healthcare marketplaces in D.C. Her testimony explained how legislation banning junk insurance and association health plans (AHPs) would help local entrepreneurs and small business employees by protecting affordable and quality health coverage.  

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On October 16, Small Business Majority published a report entitled, “Small businesses see significant gains from the Affordable Care Act.” The report shows uninsured rates have dramatically decreased among small business owners and employees and small business healthcare costs have stabilized under the ACA.

Read the full report »

On October 3, Small Business Majority CEO John Arensmeyer testified before the U.S. Senate Committee on Small Business and Entrepreneurship on "Expanding Opportunities for Small Businesses Through the Tax Code." The testimony offered proactive solutions for tax reform to encourage entrepreneurs to start and grow their businesses, including ways the Opportunity Zones program can be targeted to benefit small businesses. 

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On October 1, the Commonwealth Fund published a report written by Small Business Majority titled, “The Affordable Care Act’s Impact on Small Business.” The report shows small business owners have seen significant gains in health care coverage for themselves and their employees thanks to the ACA. Specifically, 5.7 million small business employees or self-employed workers are enrolled in ACA marketplaces, and 52.64% of all ACA marketplace enrollees are small business owners, self-employed individuals or small business employees.

Read the report »