Small business Profile

David Ricciardi

David Ricciardi
Proximo Consulting
New York, NY

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Our Research: Entrepreneurship and Capital

Small business owners are suffering from weak sales and decreased customer demand, and on top of that, a lack of access to capital. It is difficult for small business owners to access the capital that will help them grow, hire and jumpstart the economy. Our new opinion polling shows an overwhelming 90% of small business owners nationwide agree the availability of capital for small businesses is a problem.

Small business credit still a problem: Expanding credit union member lending authority a much-needed first step
This paper reviews challenges smaller enterprises face in obtaining credit, and outlines potential benefits that one proposal—a modest change in the regulations governing credit unions—could have in providing much needed access to small business credit. It describes how this proposed legislation would free up $13 billion in capital and create 140,000 jobs at no cost to taxpayers, and then reviews its likely consequences.

Small Business Owner Opinions on Access to Capital and Proposals to Boost the Economy
The vast majority of small business owners say access to capital is a problem and that it's harder to get a loan now than it was four years ago, according to a new opinion poll released on Jan. 26, 2012, by Small Business Majority, Main Street Alliance and the American Sustainable Business Council.


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