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Common workplace-based retirement plans

Although retirement planning may not always be a high priority for busy small business owners, there are plenty of options available to help you start saving for the future. Read on for an overview of common workplace-based plans.

While this isn’t an exhaustive list, it should help you begin to understand the differences among them. We recommend consulting a financial advisor for assistance in selecting a plan based on your business size, capacity, and resources.

New partnership will help small businesses prepare against growing cybersecurity threats

Technology has transformed the way small companies do business, allowing them to find new clients and sell their goods and services all with the click of a button. However, the rise of new technology can lead to severe security issues, and unfortunately many small businesses are unaware of measures they can take to help ensure the security of their and their customers’ information.

Understanding your retirement options: Group trust vs. IRA-based plans

Are you confused or overwhelmed by retirement options for your business? Don’t worry—you’re not alone. In fact, about 30% of small business owners report they’re unaware of their retirement options. To help you grasp the ABCs of retirement, we’ll provide a broad overview of basic retirement paths to help you gain a better understanding of basic options to consider for you and your employees.

Consider these key questions before applying for a small business loan

Are you considering taking out a loan for your small business? Financing your business is a serious undertaking, and it’s important to make well-informed decisions about your need for capital at the onset. Below, we’ll review some key steps to take and questions to ask when seeking funding.

The Health Care Solutions Small Businesses Need

Republican plans to repeal the Affordable Care Act were like something out of a B horror movie: terrifying at times, very unrealistic and surprisingly difficult to kill. Fortunately for America’s small businesses, conservative lawmakers failed for now to gut the ACA. This development is wonderful news given that small firms like ours struggled with health care costs for years before the ACA led to better health coverage and more choices at lower prices.

National Cybersecurity Society

The National Cybersecurity Society (NCSS) is committed to improving the online safety and security of the small business community through education, awareness, and advocacy. The organization’s goal is to enable and empower small businesses to obtain cybersecurity services; assist them in understanding their cyber risk; and advise on the type of protection needed. 

Know your rights as a small business borrower

The way small businesses borrow money is being completely transformed by the rise in online lending. Innovators are providing faster and easier ways to borrow and increasing access to credit in communities that have historically been underserved. But this transformation will only achieve its potential if it is built on transparency, fairness, and putting the rights of borrowers at the center of the lending process. 

Exploring alternative funding options: What is a CDFI?

Are you a small business owner looking for alternative funding options beyond a traditional bank loan? A CDFI loan might be the answer you’ve been looking for.

While traditional bank lending is down, organizations called community development financial institutions, or CDFIs, are stepping up to fill the void by focusing on supporting small businesses and local economies in a holistic way. So what is a CDFI?

Senate healthcare bill threatens lifelong dream of Michigan entrepreneur

Alex Code, founder and co-owner of Line 45, a mapping and software solutions company in Gaylord, Michigan, says that becoming an entrepreneur has been his dream since he was fourteen years old. But when he was diagnosed with ulcerative colitis, an autoimmune disorder, as a college student, Alex was sure his dream would never become a reality.