Did you know?

John Arensmeyer

Small business Profile

Bagel Shop Gets Relief Thanks to Tax Credits

Matt Grove

Matt Grove
Bagel Grove
Utica, NY

Read profile

California State Activity

Contacts:
, California Director, (916) 479-1045
, Northern California Outreach Manager (415) 887-9861
, Southern California Outreach Manager (818) 804-8229
, Central California Outreach Manager (916) 668-9630
, Southern California Outreach Coordinator (818) 470-0377

From offices in the San Francisco Bay Area, Sacramento and Los Angeles, Small Business Majority works closely with state policymakers and small business owners to address the most important issues impacting California's entrepreneurs today—healthcare reform, clean energy, access to credit and more. We work with a robust network of California small business owners to educate other business owners. These owners regularly offer their unique perspectives to state lawmakers and the media. To supplement our outreach in the small business community, we conduct opinion and economic research and develop policy analysis of state and national legislation that affects California's small employers. Together, these efforts shape the policy recommendations we make on behalf of small business.

 

California Research

California Small Business Owners' Opinions on Health Insurance Exchanges

On June 12, 2012, Small Business Majority and Kaiser Permanente released opinion polling that provides new insight into what small business owners in California and Oregon want out of state health insurance exchanges, which are being created under the Affordable Care Act. The polling found interest in a small business exchange is high, along with specific features in the exchange, including allowing employees to choose among multiple carriers and ensuring prevention and wellness programs are available. The survey also found awareness of the small business tax credits is low.

California's health insurance exchange, Covered California, will open for business on Jan. 1, 2014. Visit the Covered California website for information on getting enrolled: www.coveredca.com

 

California Small Business Owners' Opinions on Health Insurance Exchanges
California Small Business Owners' Opinions on Health Insurance ExchangesCalifornia Summary of Findings New Small Business Survey Shows Strong Demand For Competitive Health Insurance Exchanges Offering Multiple Options To Employees In CaliforniaPress Release

 

California Listening Tour Reports

In April 2013, Small Business Majority released a report on its third Listening Tour, which ran from May 2012 to March 2013 and included 14 stops across California. Each stop aimed to engage small business owners in fact-based discussions about the Affordable Care Act (ACA) and gather their input on how to best implement the law.

The report found there is a resounding eagerness among small business owners to learn about the ACA and its effect on their businesses. As the law’s implementation continues, small business employers and business groups are increasingly engaged in ACA issues, and those who are still not familiar with the law are more receptive and interested in learning about it. We found small business owners had little or no interest in an ideological or partisan discussion of the law, but rather attendees’ overall objective was to get a fact-based explanation of the ACA and how its provisions apply to their small businesses.

California Small Businesses and
the Patient Protection and Affordable Care Act - April 2013
Small Business Majority California Listening Tour: FULL REPORT FULL REPORT

 

In June 2012, Small Business Majority released a report on its second Listening Tour, which ran from June 2011 to April 2012 and included 10 stops across California. Each stop aimed to engage small business owners in fact-based discussions about the Affordable Care Act (ACA) and gather their input on how to best implement the law.

The report found that affordability is overwhelmingly small business owners’ biggest health insurance concern and they are resoundingly eager to learn more about the ACA, its effect on their businesses and how it can help them afford health coverage. However, a large number of these participants had very little knowledge about the law or how its ongoing implementation will impact their bottom line.

California Small Businesses and
the Patient Protection and Affordable Care Act - June 2012
Small Business Majority California Listening Tour: FULL REPORT FULL REPORT

 

In February 2011, Small Business Majority released a report on a listening tour it conducted from May 2010 to January 2011 with various California business groups in nine cities across the state. The tour was aimed at educating small business owners and organizations about the Patient Protection and Affordable Care Act, and to get their feedback on how best to move forward with the new healthcare law’s implementation.

The report found that small businesses in California overwhelmingly believe that healthcare costs are rising too fast and the healthcare system needs to be reformed. However, the majority of listening tour participants had very little knowledge about the new healthcare law or how it will impact their bottom line.

California Small Businesses and
the Patient Protection and Affordable Care Act - February 2011
Small Business Majority California Listening Tour: FULL REPORT FULL REPORT
Small Business Majority California Listening Tour: PRESS RELEASEPRESS RELEASE

 

Good Business Sense: The New Small Business Health Care Tax Credit in California

Congress included in the Affordable Care Act a significant new tax credit for small business owners who provide their workers with health insurance. Under this new tax credit, businesses that have fewer than 25 full-time workers and average wages of less than $50,000 are now eligible to receive a tax credit of up to 35% of the cost of the health insurance that they provide for their workers.

To understand the reach of this new small business healthcare tax credit nationally and in California, Small Business Majority and Families USA commissioned The Lewin Group to develop estimates of the number of small businesses in the state that are eligible for this new tax break in tax year 2011 and how many workers would potentially benefit as a result.

Good Business Sense: The New Small Business Health Care Tax Credit in California
Good Business Sense: The New Small Business Health Care Tax Credit in CaliforniaFULL REPORT Good Business Sense: The New Small Business Health Care Tax Credit in CaliforniaPRESS RELEASE

 

California Small Businesses and Healthcare

In March 2011, Small Business Majority and Pacific Community Ventures (PCV) released the results of a survey, commissioned by PCV, of 804 California small business owners with fewer than 20 employees on key provisions of the Affordable Care Act. It found that small business owners who currently don’t offer health insurance, along with those who do, are more likely to provide or continue to provide coverage because of the healthcare tax credits and state insurance exchange.

The poll found that a substantial number of respondents weren’t familiar with either provision of the healthcare law, but once provided with the information, said they are likely to take advantage of these provisions.

California Small Businesses and Healthcare
Survey: California Small Businesses and HealthcareTOPLINES Survey: California Small Businesses and HealthcarePRESS RELEASE

 

Economic Opportunities For Small Busness Under AB 32

In October 2010, Small Business Majority released a report, “Economic Opportunities for Small Business Under AB 32,” that looked at the opportunities the state’s Global Warming Solutions Act provides for California’s small businesses. A careful review of industries impacted by AB 32 found that small businesses have significant opportunities to save on energy costs, attract new business from increased demand for the goods and services they offer and receive capital investments from the market incentive the legislation creates. The analysis concluded that California’s economy and workforce will grow from this landmark measure that sets new carbon emissions standards.

Economic Opportunities For Small Busness Under AB 32
Clean energy policy: FULL REPORT FULL REPORT Clean energy policy: EXECUTIVE SUMMARYEXECUTIVE SUMMARY
AB 32 report: AddendumADDENDUM AB 32 Report: PRESS RELEASEPRESS RELEASE

 

California Healthcare Tax Credit Study

Small businesses are the backbone of California’s economy. Across the state, there are more than 570,000 businesses that employ 25 workers or fewer. They’re your local diner, the hardware store down the street and your neighborhood mechanic. While small businesses have been serving us, our health care system has been failing them, making it difficult—if not impossible—to provide their workers with quality, affordable health coverage. Under the new healthcare reform law, businesses with fewer than 25 employees and average wages of less than $50,000 will be eligible to receive a tax credit for the health insurance they provide their employees. In July 2010, Small Business Majority and Families USA commissioned a study that found that nearly 80% of California small businesses will be eligible to receive a tax credit in 2010.

A Helping Hand for Small Businesses: Health Insurance Tax Credits
CA Tax Credit Study: FULL REPORT FULL REPORT CA Tax Credit Study: PRESS RELEASEPRESS RELEASE

 

California Healthcare Policy

California Health Benefits Exchange

On February 6, 2012, Small Business Majority released "Making California's new healthcare exchange work for small businesses," a report detailing our three-part SHOP forum series in Sacramento. Health insurance exchanges—and the Small Business Health Options Program (SHOP) in particular—are the most important element of healthcare reform for small businesses.

Successes and failures of past state exchange models have shown that it takes time and consideration to build them well. To help facilitate the SHOP design process, we hosted discussion forums in Sacramento during October, November and January. At each forum, a panel of experts spoke to business advocates, government staff, brokers and other stakeholders about major aspects to consider when setting up an exchange that can work for California small businesses. The three topics discussed were: providing insurance at an appealing rate, providing valuable services to small businesses and constructing a successful marketing and outreach strategy. Our subsequent recommendations on how to create a robust exchange can be found in the report.

Making California’s new healthcare exchange work for small businessesMaking California’s new healthcare exchange work for small businesses
February 6, 2012 - Small Business Majority

 

California Health Benefits Exchange Board holds public meetings
The California Health Benefits Exchange Board is already at work planning for the new marketplace that will be available for small businesses in January 2014 to purchase private healthcare coverage. The Board held its first public meeting on April 20, 2011 in Sacramento and will continue to hold at least one public meeting per month. The public, including small business owners, will have an opportunity at every meeting to speak before the Board to express their suggestions on how to build a robust, competitive exchange. Small Business Majority will be attending each of these meetings to ensure that small businesses top concerns of affordability, choice and simplicity are being heard. For more information about the Exchange, including information about future public meetings, visit: www.healthexchange.ca.gov.

 

California’s establishment of health exchange sets example for the nation
On Sept. 30, 2010, Gov. Arnold Schwarzenegger signed legislation to create the state’s health insurance exchange—the most crucial component of healthcare reform for small businesses.

The exchange—a marketplace where small businesses and individuals can band together to purchase insurance—will lower small businesses’ healthcare costs and allow more of them and their employees to get quality healthcare coverage. While the exchange won’t go into effect until 2014, it was imperative the framework be created long before the deadline to give the state adequate time to implement the new law.

This new marketplace will allow insurance companies to compete on a level playing field to sell the best quality coverage at the most favorable price. The exchange will also relieve small businesses of their current administrative burdens by offering standardized, easily comparable products, and streamlining the information and billing processes via an efficient online communications system.

Small businesses pay 18% more for healthcare than large companies yet receive fewer benefits. In California, 60% of the uninsured are employed, and half of the four million workers who lack health insurance work for companies with fewer than 20 employees. An exchange will help rectify this. In California, 3.76 million small business employees and their dependents, along with 2.7 million self-employed people, will be eligible to purchase insurance through it.

A report released in February 2011 by the California Healthcare Foundation compares the California state health insurance exchange to provisions of the Affordable Care Act:

Health
Benefit Exchange, CA vs FederalHealth Benefit Exchange:
California vs. Federal Provisions
February 2011 -California HealthCare Foundation

 

Healthcare Cost-Controls for Small Businesses

The California legislature is taking steps to enact legislation to help control costs for small businesses who purchase healthcare coverage in the small group market. The bill being considered, AB 1083, is co-sponsored by Small Business Majority and would conform state law to match some of the small business provisions that are part of the federal Affordable Care Act. The California bill would ban insurers from charging small businesses with higher premiums based on the health status of their workforce and place limits on how much employers can be charged for their older employees. The bill extends these provisions and other protections already on the books to the self-employed and businesses with 51-100 workers.

Preexisting Condition Insurance Plan for Californians

If you've been without health insurance for at least six months and have a preexisting condition, you might be able to enroll in the state's new Preexisting Condition Insurance Plan (formerly referred to as the high-risk pool). The state is now accepting applications. For more information, please visit www.pcip.ca.gov.

 

California Outreach

We partner with other business groups, organizations and experts to conduct listening tours and webinars on how small businesses are impacted by healthcare reform, clean energy, access to credit and other key issues.


CALIFORNIA WEBINARS AND LISTENING TOUR SCHEDULE

WHEN WHERE EVENT DETAILS
Jul 30, 2014
10:00 AM PDT

WEBINAR


What the Healthcare Law Means for your California Small Business
Join us for this webinar series discussing the new healthcare law – the Affordable Care Act – and what it means for California small businesses. We will focus on the key federal and state provisions impacting small businesses and what new health insurance options are available.



Aug 05, 2014
4:00 pm – 5:00 pm EDT

WEBINAR


Lo Que Significa la Ley de Salud para su Pequeña Empresa
Acompáñenos a un webinar sobre la nueva ley de salud - La Ley de Cuidado de Salud Asequible - y lo que significa para pequeñas empresas. Nos enfocaremos en las disposiciones federales y estatales que afectan a las pequeñas empresas y cuales son las nuevas opciones de seguros de salud disponibles.



Aug 13, 2014
10:00 AM PDT

WEBINAR


What the Healthcare Law Means for your California Small Business
Join us for this webinar series discussing the new healthcare law – the Affordable Care Act – and what it means for California small businesses. We will focus on the key federal and state provisions impacting small businesses and what new health insurance options are available.



PAST CALIFORNIA OUTREACH ACTIVITY

WHEN WHERE EVENT DETAILS
Jul 09, 2014

This event is over.

Harden Foundation Bunkhouse Conference Center, 1636 Ercia Street, Salinas, CA 93906


SHOP Healthcare Workshop for Small Nonprofit Employers
Join the Nonprofit Alliance of Monterey County and Small Business Majority for a workshop discussing the SHOP marketplace and what it means for nonprofits serving the California Central Coast.



Jul 02, 2014

This event is over.

WEBINAR


What the Healthcare Law Means for your California Small Business
Join us for this webinar series discussing the new healthcare law – the Affordable Care Act – and what it means for California small businesses. We will focus on the key federal and state provisions impacting small businesses and what new health insurance options are available.



Jun 26, 2014

This event is over.

WEBINAR


What Immigration Reform Means for Your California Small Business
This webinar focused on what Immigration reform means for your small business.



 

 

 

Share |